LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,825
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$89,526
−HK$2,744/mo
Today · 4.125%
HK$92,270
baseline
▲ 0.50% · 4.625%
HK$97,885
+HK$5,615/mo
Deposit HK$19.04M · loan HK$19.04M · min. income ≈ HK$184,540/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,618,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,592
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$99,183
−HK$2,628/mo
Today · 4.125%
HK$101,811
baseline
▲ 0.50% · 4.625%
HK$107,178
+HK$5,367/mo
Deposit HK$19.04M · loan HK$19.04M · min. income ≈ HK$203,622/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,618,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,191
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$107,431
−HK$3,293/mo
Today · 4.125%
HK$110,724
baseline
▲ 0.50% · 4.625%
HK$117,462
+HK$6,738/mo
Deposit HK$15.23M · loan HK$22.85M · min. income ≈ HK$221,448/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,618,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,911
−HK$6,262/mo
▼ 0.25% · 3.875%
HK$119,020
−HK$3,153/mo
Today · 4.125%
HK$122,173
baseline
▲ 0.50% · 4.625%
HK$128,613
+HK$6,440/mo
Deposit HK$15.23M · loan HK$22.85M · min. income ≈ HK$244,346/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,618,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,556
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$125,337
−HK$3,841/mo
Today · 4.125%
HK$129,178
baseline
▲ 0.50% · 4.625%
HK$137,038
+HK$7,860/mo
Deposit HK$11.42M · loan HK$26.65M · min. income ≈ HK$258,356/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,618,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,229
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$138,856
−HK$3,679/mo
Today · 4.125%
HK$142,535
baseline
▲ 0.50% · 4.625%
HK$150,049
+HK$7,514/mo
Deposit HK$11.42M · loan HK$26.65M · min. income ≈ HK$285,070/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,618,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,286
−HK$9,800/mo
▼ 0.25% · 3.875%
HK$161,147
−HK$4,939/mo
Today · 4.125%
HK$166,086
baseline
▲ 0.50% · 4.625%
HK$176,192
+HK$10,106/mo
Deposit HK$3.81M · loan HK$34.27M · min. income ≈ HK$332,172/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,618,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,866
−HK$9,394/mo
▼ 0.25% · 3.875%
HK$178,529
−HK$4,731/mo
Today · 4.125%
HK$183,260
baseline
▲ 0.50% · 4.625%
HK$192,920
+HK$9,660/mo
Deposit HK$3.81M · loan HK$34.27M · min. income ≈ HK$366,520/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,618,276 · Scale 2, in force from 26 Feb 2026)