LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,844
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$89,545
−HK$2,745/mo
Today · 4.125%
HK$92,290
baseline
▲ 0.50% · 4.625%
HK$97,905
+HK$5,615/mo
Deposit HK$19.04M · loan HK$19.04M · min. income ≈ HK$184,580/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,618,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,613
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,204
−HK$2,629/mo
Today · 4.125%
HK$101,833
baseline
▲ 0.50% · 4.625%
HK$107,200
+HK$5,367/mo
Deposit HK$19.04M · loan HK$19.04M · min. income ≈ HK$203,666/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,618,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,213
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$107,454
−HK$3,294/mo
Today · 4.125%
HK$110,748
baseline
▲ 0.50% · 4.625%
HK$117,486
+HK$6,738/mo
Deposit HK$15.23M · loan HK$22.85M · min. income ≈ HK$221,496/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,618,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,935
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$119,045
−HK$3,154/mo
Today · 4.125%
HK$122,199
baseline
▲ 0.50% · 4.625%
HK$128,640
+HK$6,441/mo
Deposit HK$15.23M · loan HK$22.85M · min. income ≈ HK$244,398/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,618,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,581
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$125,363
−HK$3,843/mo
Today · 4.125%
HK$129,206
baseline
▲ 0.50% · 4.625%
HK$137,067
+HK$7,861/mo
Deposit HK$11.43M · loan HK$26.66M · min. income ≈ HK$258,412/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,618,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,258
−HK$7,308/mo
▼ 0.25% · 3.875%
HK$138,886
−HK$3,680/mo
Today · 4.125%
HK$142,566
baseline
▲ 0.50% · 4.625%
HK$150,080
+HK$7,514/mo
Deposit HK$11.43M · loan HK$26.66M · min. income ≈ HK$285,132/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,618,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,319
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$161,181
−HK$4,940/mo
Today · 4.125%
HK$166,121
baseline
▲ 0.50% · 4.625%
HK$176,230
+HK$10,109/mo
Deposit HK$3.81M · loan HK$34.28M · min. income ≈ HK$332,242/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,618,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,903
−HK$9,396/mo
▼ 0.25% · 3.875%
HK$178,567
−HK$4,732/mo
Today · 4.125%
HK$183,299
baseline
▲ 0.50% · 4.625%
HK$192,961
+HK$9,662/mo
Deposit HK$3.81M · loan HK$34.28M · min. income ≈ HK$366,598/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,618,617 · Scale 2, in force from 26 Feb 2026)