LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,845
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$89,546
−HK$2,745/mo
Today · 4.125%
HK$92,291
baseline
▲ 0.50% · 4.625%
HK$97,906
+HK$5,615/mo
Deposit HK$19.04M · loan HK$19.04M · min. income ≈ HK$184,582/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,618,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,614
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,205
−HK$2,629/mo
Today · 4.125%
HK$101,834
baseline
▲ 0.50% · 4.625%
HK$107,202
+HK$5,368/mo
Deposit HK$19.04M · loan HK$19.04M · min. income ≈ HK$203,668/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,618,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,214
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$107,455
−HK$3,294/mo
Today · 4.125%
HK$110,749
baseline
▲ 0.50% · 4.625%
HK$117,488
+HK$6,739/mo
Deposit HK$15.23M · loan HK$22.85M · min. income ≈ HK$221,498/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,618,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,937
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$119,046
−HK$3,155/mo
Today · 4.125%
HK$122,201
baseline
▲ 0.50% · 4.625%
HK$128,642
+HK$6,441/mo
Deposit HK$15.23M · loan HK$22.85M · min. income ≈ HK$244,402/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,618,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,583
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$125,365
−HK$3,842/mo
Today · 4.125%
HK$129,207
baseline
▲ 0.50% · 4.625%
HK$137,069
+HK$7,862/mo
Deposit HK$11.43M · loan HK$26.66M · min. income ≈ HK$258,414/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,618,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,260
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$138,887
−HK$3,680/mo
Today · 4.125%
HK$142,567
baseline
▲ 0.50% · 4.625%
HK$150,082
+HK$7,515/mo
Deposit HK$11.43M · loan HK$26.66M · min. income ≈ HK$285,134/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,618,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,321
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$161,183
−HK$4,940/mo
Today · 4.125%
HK$166,123
baseline
▲ 0.50% · 4.625%
HK$176,232
+HK$10,109/mo
Deposit HK$3.81M · loan HK$34.28M · min. income ≈ HK$332,246/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,618,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,905
−HK$9,396/mo
▼ 0.25% · 3.875%
HK$178,569
−HK$4,732/mo
Today · 4.125%
HK$183,301
baseline
▲ 0.50% · 4.625%
HK$192,963
+HK$9,662/mo
Deposit HK$3.81M · loan HK$34.28M · min. income ≈ HK$366,602/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,618,637 · Scale 2, in force from 26 Feb 2026)