LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,871
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,573
−HK$2,745/mo
Today · 4.125%
HK$92,318
baseline
▲ 0.50% · 4.625%
HK$97,935
+HK$5,617/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$184,636/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,643
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$99,235
−HK$2,629/mo
Today · 4.125%
HK$101,864
baseline
▲ 0.50% · 4.625%
HK$107,233
+HK$5,369/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$203,728/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,245
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$107,487
−HK$3,295/mo
Today · 4.125%
HK$110,782
baseline
▲ 0.50% · 4.625%
HK$117,523
+HK$6,741/mo
Deposit HK$15.24M · loan HK$22.86M · min. income ≈ HK$221,564/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,971
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$119,081
−HK$3,156/mo
Today · 4.125%
HK$122,237
baseline
▲ 0.50% · 4.625%
HK$128,680
+HK$6,443/mo
Deposit HK$15.24M · loan HK$22.86M · min. income ≈ HK$244,474/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,619
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,402
−HK$3,843/mo
Today · 4.125%
HK$129,245
baseline
▲ 0.50% · 4.625%
HK$137,110
+HK$7,865/mo
Deposit HK$11.43M · loan HK$26.67M · min. income ≈ HK$258,490/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,300
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,928
−HK$3,681/mo
Today · 4.125%
HK$142,609
baseline
▲ 0.50% · 4.625%
HK$150,127
+HK$7,518/mo
Deposit HK$11.43M · loan HK$26.67M · min. income ≈ HK$285,218/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,367
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$161,231
−HK$4,942/mo
Today · 4.125%
HK$166,173
baseline
▲ 0.50% · 4.625%
HK$176,284
+HK$10,111/mo
Deposit HK$3.81M · loan HK$34.29M · min. income ≈ HK$332,346/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,957
−HK$9,398/mo
▼ 0.25% · 3.875%
HK$178,622
−HK$4,733/mo
Today · 4.125%
HK$183,355
baseline
▲ 0.50% · 4.625%
HK$193,020
+HK$9,665/mo
Deposit HK$3.81M · loan HK$34.29M · min. income ≈ HK$366,710/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,116 · Scale 2, in force from 26 Feb 2026)