LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,883
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,586
−HK$2,746/mo
Today · 4.125%
HK$92,332
baseline
▲ 0.50% · 4.625%
HK$97,950
+HK$5,618/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$184,664/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,657
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,249
−HK$2,630/mo
Today · 4.125%
HK$101,879
baseline
▲ 0.50% · 4.625%
HK$107,249
+HK$5,370/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$203,758/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,260
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,503
−HK$3,295/mo
Today · 4.125%
HK$110,798
baseline
▲ 0.50% · 4.625%
HK$117,540
+HK$6,742/mo
Deposit HK$15.24M · loan HK$22.86M · min. income ≈ HK$221,596/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,988
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$119,099
−HK$3,155/mo
Today · 4.125%
HK$122,254
baseline
▲ 0.50% · 4.625%
HK$128,699
+HK$6,445/mo
Deposit HK$15.24M · loan HK$22.86M · min. income ≈ HK$244,508/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,636
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,420
−HK$3,844/mo
Today · 4.125%
HK$129,264
baseline
▲ 0.50% · 4.625%
HK$137,130
+HK$7,866/mo
Deposit HK$11.43M · loan HK$26.67M · min. income ≈ HK$258,528/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,319
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,949
−HK$3,681/mo
Today · 4.125%
HK$142,630
baseline
▲ 0.50% · 4.625%
HK$150,148
+HK$7,518/mo
Deposit HK$11.43M · loan HK$26.67M · min. income ≈ HK$285,260/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,390
−HK$9,807/mo
▼ 0.25% · 3.875%
HK$161,254
−HK$4,943/mo
Today · 4.125%
HK$166,197
baseline
▲ 0.50% · 4.625%
HK$176,309
+HK$10,112/mo
Deposit HK$3.81M · loan HK$34.29M · min. income ≈ HK$332,394/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,982
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$178,648
−HK$4,734/mo
Today · 4.125%
HK$183,382
baseline
▲ 0.50% · 4.625%
HK$193,048
+HK$9,666/mo
Deposit HK$3.81M · loan HK$34.29M · min. income ≈ HK$366,764/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,351 · Scale 2, in force from 26 Feb 2026)