LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,886
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,589
−HK$2,746/mo
Today · 4.125%
HK$92,335
baseline
▲ 0.50% · 4.625%
HK$97,953
+HK$5,618/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$184,670/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,660
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,253
−HK$2,629/mo
Today · 4.125%
HK$101,882
baseline
▲ 0.50% · 4.625%
HK$107,253
+HK$5,371/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$203,764/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,264
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,507
−HK$3,295/mo
Today · 4.125%
HK$110,802
baseline
▲ 0.50% · 4.625%
HK$117,544
+HK$6,742/mo
Deposit HK$15.24M · loan HK$22.86M · min. income ≈ HK$221,604/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,992
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$119,103
−HK$3,156/mo
Today · 4.125%
HK$122,259
baseline
▲ 0.50% · 4.625%
HK$128,703
+HK$6,444/mo
Deposit HK$15.24M · loan HK$22.86M · min. income ≈ HK$244,518/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,641
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,425
−HK$3,844/mo
Today · 4.125%
HK$129,269
baseline
▲ 0.50% · 4.625%
HK$137,135
+HK$7,866/mo
Deposit HK$11.43M · loan HK$26.67M · min. income ≈ HK$258,538/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,324
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,954
−HK$3,681/mo
Today · 4.125%
HK$142,635
baseline
▲ 0.50% · 4.625%
HK$150,154
+HK$7,519/mo
Deposit HK$11.43M · loan HK$26.67M · min. income ≈ HK$285,270/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,395
−HK$9,808/mo
▼ 0.25% · 3.875%
HK$161,260
−HK$4,943/mo
Today · 4.125%
HK$166,203
baseline
▲ 0.50% · 4.625%
HK$176,316
+HK$10,113/mo
Deposit HK$3.81M · loan HK$34.29M · min. income ≈ HK$332,406/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,988
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$178,655
−HK$4,733/mo
Today · 4.125%
HK$183,388
baseline
▲ 0.50% · 4.625%
HK$193,055
+HK$9,667/mo
Deposit HK$3.81M · loan HK$34.29M · min. income ≈ HK$366,776/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,411 · Scale 2, in force from 26 Feb 2026)