LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,892
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,595
−HK$2,746/mo
Today · 4.125%
HK$92,341
baseline
▲ 0.50% · 4.625%
HK$97,960
+HK$5,619/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$184,682/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,667
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,259
−HK$2,630/mo
Today · 4.125%
HK$101,889
baseline
▲ 0.50% · 4.625%
HK$107,260
+HK$5,371/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$203,778/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,271
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,514
−HK$3,295/mo
Today · 4.125%
HK$110,809
baseline
▲ 0.50% · 4.625%
HK$117,552
+HK$6,743/mo
Deposit HK$15.24M · loan HK$22.86M · min. income ≈ HK$221,618/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,000
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$119,111
−HK$3,156/mo
Today · 4.125%
HK$122,267
baseline
▲ 0.50% · 4.625%
HK$128,712
+HK$6,445/mo
Deposit HK$15.24M · loan HK$22.86M · min. income ≈ HK$244,534/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,649
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,433
−HK$3,845/mo
Today · 4.125%
HK$129,278
baseline
▲ 0.50% · 4.625%
HK$137,144
+HK$7,866/mo
Deposit HK$11.43M · loan HK$26.67M · min. income ≈ HK$258,556/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,333
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,963
−HK$3,682/mo
Today · 4.125%
HK$142,645
baseline
▲ 0.50% · 4.625%
HK$150,164
+HK$7,519/mo
Deposit HK$11.43M · loan HK$26.67M · min. income ≈ HK$285,290/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,406
−HK$9,808/mo
▼ 0.25% · 3.875%
HK$161,271
−HK$4,943/mo
Today · 4.125%
HK$166,214
baseline
▲ 0.50% · 4.625%
HK$176,328
+HK$10,114/mo
Deposit HK$3.81M · loan HK$34.30M · min. income ≈ HK$332,428/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,000
−HK$9,401/mo
▼ 0.25% · 3.875%
HK$178,667
−HK$4,734/mo
Today · 4.125%
HK$183,401
baseline
▲ 0.50% · 4.625%
HK$193,068
+HK$9,667/mo
Deposit HK$3.81M · loan HK$34.30M · min. income ≈ HK$366,802/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,521 · Scale 2, in force from 26 Feb 2026)