LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,898
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,601
−HK$2,746/mo
Today · 4.125%
HK$92,347
baseline
▲ 0.50% · 4.625%
HK$97,966
+HK$5,619/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$184,694/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,673
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,266
−HK$2,630/mo
Today · 4.125%
HK$101,896
baseline
▲ 0.50% · 4.625%
HK$107,267
+HK$5,371/mo
Deposit HK$19.05M · loan HK$19.05M · min. income ≈ HK$203,792/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,619,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,277
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$107,521
−HK$3,296/mo
Today · 4.125%
HK$110,817
baseline
▲ 0.50% · 4.625%
HK$117,560
+HK$6,743/mo
Deposit HK$15.24M · loan HK$22.87M · min. income ≈ HK$221,634/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,008
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$119,119
−HK$3,156/mo
Today · 4.125%
HK$122,275
baseline
▲ 0.50% · 4.625%
HK$128,720
+HK$6,445/mo
Deposit HK$15.24M · loan HK$22.87M · min. income ≈ HK$244,550/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,657
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,441
−HK$3,845/mo
Today · 4.125%
HK$129,286
baseline
▲ 0.50% · 4.625%
HK$137,153
+HK$7,867/mo
Deposit HK$11.43M · loan HK$26.68M · min. income ≈ HK$258,572/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,342
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,972
−HK$3,682/mo
Today · 4.125%
HK$142,654
baseline
▲ 0.50% · 4.625%
HK$150,174
+HK$7,520/mo
Deposit HK$11.43M · loan HK$26.68M · min. income ≈ HK$285,308/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,416
−HK$9,809/mo
▼ 0.25% · 3.875%
HK$161,282
−HK$4,943/mo
Today · 4.125%
HK$166,225
baseline
▲ 0.50% · 4.625%
HK$176,339
+HK$10,114/mo
Deposit HK$3.81M · loan HK$34.30M · min. income ≈ HK$332,450/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,011
−HK$9,402/mo
▼ 0.25% · 3.875%
HK$178,678
−HK$4,735/mo
Today · 4.125%
HK$183,413
baseline
▲ 0.50% · 4.625%
HK$193,081
+HK$9,668/mo
Deposit HK$3.81M · loan HK$34.30M · min. income ≈ HK$366,826/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,625 · Scale 2, in force from 26 Feb 2026)