LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,907
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,610
−HK$2,747/mo
Today · 4.125%
HK$92,357
baseline
▲ 0.50% · 4.625%
HK$97,976
+HK$5,619/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$184,714/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,619,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,683
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,276
−HK$2,631/mo
Today · 4.125%
HK$101,907
baseline
▲ 0.50% · 4.625%
HK$107,278
+HK$5,371/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$203,814/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,619,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,288
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$107,532
−HK$3,296/mo
Today · 4.125%
HK$110,828
baseline
▲ 0.50% · 4.625%
HK$117,572
+HK$6,744/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$221,656/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,020
−HK$6,268/mo
▼ 0.25% · 3.875%
HK$119,131
−HK$3,157/mo
Today · 4.125%
HK$122,288
baseline
▲ 0.50% · 4.625%
HK$128,734
+HK$6,446/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$244,576/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,619,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,670
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,454
−HK$3,845/mo
Today · 4.125%
HK$129,299
baseline
▲ 0.50% · 4.625%
HK$137,167
+HK$7,868/mo
Deposit HK$11.43M · loan HK$26.68M · min. income ≈ HK$258,598/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,356
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$138,986
−HK$3,683/mo
Today · 4.125%
HK$142,669
baseline
▲ 0.50% · 4.625%
HK$150,189
+HK$7,520/mo
Deposit HK$11.43M · loan HK$26.68M · min. income ≈ HK$285,338/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,619,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,432
−HK$9,810/mo
▼ 0.25% · 3.875%
HK$161,298
−HK$4,944/mo
Today · 4.125%
HK$166,242
baseline
▲ 0.50% · 4.625%
HK$176,357
+HK$10,115/mo
Deposit HK$3.81M · loan HK$34.30M · min. income ≈ HK$332,484/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,029
−HK$9,403/mo
▼ 0.25% · 3.875%
HK$178,697
−HK$4,735/mo
Today · 4.125%
HK$183,432
baseline
▲ 0.50% · 4.625%
HK$193,101
+HK$9,669/mo
Deposit HK$3.81M · loan HK$34.30M · min. income ≈ HK$366,864/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,793 · Scale 2, in force from 26 Feb 2026)