LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,916
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,620
−HK$2,746/mo
Today · 4.125%
HK$92,366
baseline
▲ 0.50% · 4.625%
HK$97,987
+HK$5,621/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$184,732/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,619,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,693
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,287
−HK$2,630/mo
Today · 4.125%
HK$101,917
baseline
▲ 0.50% · 4.625%
HK$107,289
+HK$5,372/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$203,834/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,619,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,299
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$107,544
−HK$3,296/mo
Today · 4.125%
HK$110,840
baseline
▲ 0.50% · 4.625%
HK$117,584
+HK$6,744/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$221,680/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,619,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,032
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,144
−HK$3,157/mo
Today · 4.125%
HK$122,301
baseline
▲ 0.50% · 4.625%
HK$128,747
+HK$6,446/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$244,602/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,619,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,682
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,468
−HK$3,845/mo
Today · 4.125%
HK$129,313
baseline
▲ 0.50% · 4.625%
HK$137,181
+HK$7,868/mo
Deposit HK$11.44M · loan HK$26.68M · min. income ≈ HK$258,626/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,619,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,371
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$139,001
−HK$3,683/mo
Today · 4.125%
HK$142,684
baseline
▲ 0.50% · 4.625%
HK$150,205
+HK$7,521/mo
Deposit HK$11.44M · loan HK$26.68M · min. income ≈ HK$285,368/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,619,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,449
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$161,315
−HK$4,945/mo
Today · 4.125%
HK$166,260
baseline
▲ 0.50% · 4.625%
HK$176,376
+HK$10,116/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$332,520/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,048
−HK$9,403/mo
▼ 0.25% · 3.875%
HK$178,716
−HK$4,735/mo
Today · 4.125%
HK$183,451
baseline
▲ 0.50% · 4.625%
HK$193,121
+HK$9,670/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$366,902/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,964 · Scale 2, in force from 26 Feb 2026)