LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,918
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,621
−HK$2,747/mo
Today · 4.125%
HK$92,368
baseline
▲ 0.50% · 4.625%
HK$97,989
+HK$5,621/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$184,736/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,619,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,695
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,288
−HK$2,631/mo
Today · 4.125%
HK$101,919
baseline
▲ 0.50% · 4.625%
HK$107,292
+HK$5,373/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$203,838/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,619,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,301
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$107,546
−HK$3,296/mo
Today · 4.125%
HK$110,842
baseline
▲ 0.50% · 4.625%
HK$117,586
+HK$6,744/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$221,684/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,619,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,034
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,146
−HK$3,157/mo
Today · 4.125%
HK$122,303
baseline
▲ 0.50% · 4.625%
HK$128,750
+HK$6,447/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$244,606/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,619,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,685
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,470
−HK$3,846/mo
Today · 4.125%
HK$129,316
baseline
▲ 0.50% · 4.625%
HK$137,184
+HK$7,868/mo
Deposit HK$11.44M · loan HK$26.68M · min. income ≈ HK$258,632/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,619,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,373
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$139,004
−HK$3,683/mo
Today · 4.125%
HK$142,687
baseline
▲ 0.50% · 4.625%
HK$150,208
+HK$7,521/mo
Deposit HK$11.44M · loan HK$26.68M · min. income ≈ HK$285,374/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,619,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,452
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$161,319
−HK$4,944/mo
Today · 4.125%
HK$166,263
baseline
▲ 0.50% · 4.625%
HK$176,380
+HK$10,117/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$332,526/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,051
−HK$9,404/mo
▼ 0.25% · 3.875%
HK$178,719
−HK$4,736/mo
Today · 4.125%
HK$183,455
baseline
▲ 0.50% · 4.625%
HK$193,125
+HK$9,670/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$366,910/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,619,996 · Scale 2, in force from 26 Feb 2026)