LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,920
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,623
−HK$2,747/mo
Today · 4.125%
HK$92,370
baseline
▲ 0.50% · 4.625%
HK$97,991
+HK$5,621/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$184,740/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,620,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,697
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,291
−HK$2,631/mo
Today · 4.125%
HK$101,922
baseline
▲ 0.50% · 4.625%
HK$107,294
+HK$5,372/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$203,844/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,620,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,304
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$107,548
−HK$3,296/mo
Today · 4.125%
HK$110,844
baseline
▲ 0.50% · 4.625%
HK$117,589
+HK$6,745/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$221,688/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,037
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,149
−HK$3,157/mo
Today · 4.125%
HK$122,306
baseline
▲ 0.50% · 4.625%
HK$128,753
+HK$6,447/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$244,612/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,688
−HK$7,630/mo
▼ 0.25% · 3.875%
HK$125,473
−HK$3,845/mo
Today · 4.125%
HK$129,318
baseline
▲ 0.50% · 4.625%
HK$137,187
+HK$7,869/mo
Deposit HK$11.44M · loan HK$26.68M · min. income ≈ HK$258,636/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,376
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$139,007
−HK$3,683/mo
Today · 4.125%
HK$142,690
baseline
▲ 0.50% · 4.625%
HK$150,212
+HK$7,522/mo
Deposit HK$11.44M · loan HK$26.68M · min. income ≈ HK$285,380/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,455
−HK$9,812/mo
▼ 0.25% · 3.875%
HK$161,322
−HK$4,945/mo
Today · 4.125%
HK$166,267
baseline
▲ 0.50% · 4.625%
HK$176,383
+HK$10,116/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$332,534/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,055
−HK$9,404/mo
▼ 0.25% · 3.875%
HK$178,723
−HK$4,736/mo
Today · 4.125%
HK$183,459
baseline
▲ 0.50% · 4.625%
HK$193,129
+HK$9,670/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$366,918/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,031 · Scale 2, in force from 26 Feb 2026)