LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,925
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,629
−HK$2,747/mo
Today · 4.125%
HK$92,376
baseline
▲ 0.50% · 4.625%
HK$97,997
+HK$5,621/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$184,752/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,620,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,704
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,297
−HK$2,631/mo
Today · 4.125%
HK$101,928
baseline
▲ 0.50% · 4.625%
HK$107,301
+HK$5,373/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$203,856/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,620,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,310
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$107,555
−HK$3,297/mo
Today · 4.125%
HK$110,852
baseline
▲ 0.50% · 4.625%
HK$117,597
+HK$6,745/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$221,704/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,044
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$119,157
−HK$3,157/mo
Today · 4.125%
HK$122,314
baseline
▲ 0.50% · 4.625%
HK$128,761
+HK$6,447/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$244,628/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,695
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$125,481
−HK$3,846/mo
Today · 4.125%
HK$129,327
baseline
▲ 0.50% · 4.625%
HK$137,196
+HK$7,869/mo
Deposit HK$11.44M · loan HK$26.68M · min. income ≈ HK$258,654/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,385
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$139,016
−HK$3,683/mo
Today · 4.125%
HK$142,699
baseline
▲ 0.50% · 4.625%
HK$150,221
+HK$7,522/mo
Deposit HK$11.44M · loan HK$26.68M · min. income ≈ HK$285,398/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,466
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$161,333
−HK$4,944/mo
Today · 4.125%
HK$166,277
baseline
▲ 0.50% · 4.625%
HK$176,395
+HK$10,118/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$332,554/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,066
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$178,735
−HK$4,736/mo
Today · 4.125%
HK$183,471
baseline
▲ 0.50% · 4.625%
HK$193,142
+HK$9,671/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$366,942/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,137 · Scale 2, in force from 26 Feb 2026)