LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,928
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,632
−HK$2,747/mo
Today · 4.125%
HK$92,379
baseline
▲ 0.50% · 4.625%
HK$98,000
+HK$5,621/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$184,758/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,620,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,706
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,300
−HK$2,631/mo
Today · 4.125%
HK$101,931
baseline
▲ 0.50% · 4.625%
HK$107,304
+HK$5,373/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$203,862/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,620,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,314
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$107,558
−HK$3,297/mo
Today · 4.125%
HK$110,855
baseline
▲ 0.50% · 4.625%
HK$117,600
+HK$6,745/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$221,710/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,048
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,160
−HK$3,157/mo
Today · 4.125%
HK$122,317
baseline
▲ 0.50% · 4.625%
HK$128,765
+HK$6,448/mo
Deposit HK$15.25M · loan HK$22.87M · min. income ≈ HK$244,634/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,699
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$125,485
−HK$3,846/mo
Today · 4.125%
HK$129,331
baseline
▲ 0.50% · 4.625%
HK$137,200
+HK$7,869/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$258,662/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,389
−HK$7,315/mo
▼ 0.25% · 3.875%
HK$139,020
−HK$3,684/mo
Today · 4.125%
HK$142,704
baseline
▲ 0.50% · 4.625%
HK$150,226
+HK$7,522/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$285,408/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,470
−HK$9,812/mo
▼ 0.25% · 3.875%
HK$161,337
−HK$4,945/mo
Today · 4.125%
HK$166,282
baseline
▲ 0.50% · 4.625%
HK$176,400
+HK$10,118/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$332,564/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,072
−HK$9,404/mo
▼ 0.25% · 3.875%
HK$178,740
−HK$4,736/mo
Today · 4.125%
HK$183,476
baseline
▲ 0.50% · 4.625%
HK$193,148
+HK$9,672/mo
Deposit HK$3.81M · loan HK$34.31M · min. income ≈ HK$366,952/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,186 · Scale 2, in force from 26 Feb 2026)