LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,942
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,646
−HK$2,748/mo
Today · 4.125%
HK$92,394
baseline
▲ 0.50% · 4.625%
HK$98,016
+HK$5,622/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$184,788/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,620,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,722
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,316
−HK$2,632/mo
Today · 4.125%
HK$101,948
baseline
▲ 0.50% · 4.625%
HK$107,322
+HK$5,374/mo
Deposit HK$19.06M · loan HK$19.06M · min. income ≈ HK$203,896/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,620,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,330
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,576
−HK$3,297/mo
Today · 4.125%
HK$110,873
baseline
▲ 0.50% · 4.625%
HK$117,619
+HK$6,746/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$221,746/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,067
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$119,179
−HK$3,158/mo
Today · 4.125%
HK$122,337
baseline
▲ 0.50% · 4.625%
HK$128,786
+HK$6,449/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$244,674/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,719
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$125,505
−HK$3,847/mo
Today · 4.125%
HK$129,352
baseline
▲ 0.50% · 4.625%
HK$137,222
+HK$7,870/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$258,704/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,411
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,043
−HK$3,684/mo
Today · 4.125%
HK$142,727
baseline
▲ 0.50% · 4.625%
HK$150,250
+HK$7,523/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$285,454/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,496
−HK$9,813/mo
▼ 0.25% · 3.875%
HK$161,364
−HK$4,945/mo
Today · 4.125%
HK$166,309
baseline
▲ 0.50% · 4.625%
HK$176,429
+HK$10,120/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$332,618/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,100
−HK$9,406/mo
▼ 0.25% · 3.875%
HK$178,769
−HK$4,737/mo
Today · 4.125%
HK$183,506
baseline
▲ 0.50% · 4.625%
HK$193,179
+HK$9,673/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$367,012/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,449 · Scale 2, in force from 26 Feb 2026)