LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,947
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,651
−HK$2,748/mo
Today · 4.125%
HK$92,399
baseline
▲ 0.50% · 4.625%
HK$98,021
+HK$5,622/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$184,798/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,620,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,727
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,322
−HK$2,631/mo
Today · 4.125%
HK$101,953
baseline
▲ 0.50% · 4.625%
HK$107,327
+HK$5,374/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$203,906/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,620,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,336
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,581
−HK$3,298/mo
Today · 4.125%
HK$110,879
baseline
▲ 0.50% · 4.625%
HK$117,626
+HK$6,747/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$221,758/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,073
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$119,186
−HK$3,158/mo
Today · 4.125%
HK$122,344
baseline
▲ 0.50% · 4.625%
HK$128,793
+HK$6,449/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$244,688/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,725
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,512
−HK$3,847/mo
Today · 4.125%
HK$129,359
baseline
▲ 0.50% · 4.625%
HK$137,230
+HK$7,871/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$258,718/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,418
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,050
−HK$3,684/mo
Today · 4.125%
HK$142,734
baseline
▲ 0.50% · 4.625%
HK$150,258
+HK$7,524/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$285,468/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,504
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$161,372
−HK$4,946/mo
Today · 4.125%
HK$166,318
baseline
▲ 0.50% · 4.625%
HK$176,438
+HK$10,120/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$332,636/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,109
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$178,779
−HK$4,737/mo
Today · 4.125%
HK$183,516
baseline
▲ 0.50% · 4.625%
HK$193,189
+HK$9,673/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$367,032/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,535 · Scale 2, in force from 26 Feb 2026)