LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,952
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,656
−HK$2,748/mo
Today · 4.125%
HK$92,404
baseline
▲ 0.50% · 4.625%
HK$98,027
+HK$5,623/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$184,808/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,620,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,733
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,327
−HK$2,632/mo
Today · 4.125%
HK$101,959
baseline
▲ 0.50% · 4.625%
HK$107,333
+HK$5,374/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$203,918/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,620,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,342
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,588
−HK$3,297/mo
Today · 4.125%
HK$110,885
baseline
▲ 0.50% · 4.625%
HK$117,632
+HK$6,747/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$221,770/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,079
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$119,193
−HK$3,158/mo
Today · 4.125%
HK$122,351
baseline
▲ 0.50% · 4.625%
HK$128,800
+HK$6,449/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$244,702/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,732
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,519
−HK$3,847/mo
Today · 4.125%
HK$129,366
baseline
▲ 0.50% · 4.625%
HK$137,238
+HK$7,872/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$258,732/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,426
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,058
−HK$3,685/mo
Today · 4.125%
HK$142,743
baseline
▲ 0.50% · 4.625%
HK$150,267
+HK$7,524/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$285,486/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,513
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$161,382
−HK$4,946/mo
Today · 4.125%
HK$166,328
baseline
▲ 0.50% · 4.625%
HK$176,448
+HK$10,120/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$332,656/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,119
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$178,789
−HK$4,737/mo
Today · 4.125%
HK$183,526
baseline
▲ 0.50% · 4.625%
HK$193,200
+HK$9,674/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$367,052/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,628 · Scale 2, in force from 26 Feb 2026)