LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,953
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$89,658
−HK$2,748/mo
Today · 4.125%
HK$92,406
baseline
▲ 0.50% · 4.625%
HK$98,028
+HK$5,622/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$184,812/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,620,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,734
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,329
−HK$2,632/mo
Today · 4.125%
HK$101,961
baseline
▲ 0.50% · 4.625%
HK$107,335
+HK$5,374/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$203,922/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,620,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,344
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,589
−HK$3,298/mo
Today · 4.125%
HK$110,887
baseline
▲ 0.50% · 4.625%
HK$117,634
+HK$6,747/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$221,774/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,081
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$119,195
−HK$3,158/mo
Today · 4.125%
HK$122,353
baseline
▲ 0.50% · 4.625%
HK$128,802
+HK$6,449/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$244,706/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,734
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,521
−HK$3,847/mo
Today · 4.125%
HK$129,368
baseline
▲ 0.50% · 4.625%
HK$137,240
+HK$7,872/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$258,736/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,428
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,060
−HK$3,685/mo
Today · 4.125%
HK$142,745
baseline
▲ 0.50% · 4.625%
HK$150,269
+HK$7,524/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$285,490/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,515
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$161,384
−HK$4,946/mo
Today · 4.125%
HK$166,330
baseline
▲ 0.50% · 4.625%
HK$176,451
+HK$10,121/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$332,660/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,122
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$178,792
−HK$4,737/mo
Today · 4.125%
HK$183,529
baseline
▲ 0.50% · 4.625%
HK$193,203
+HK$9,674/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$367,058/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,654 · Scale 2, in force from 26 Feb 2026)