LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,957
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$89,661
−HK$2,749/mo
Today · 4.125%
HK$92,410
baseline
▲ 0.50% · 4.625%
HK$98,032
+HK$5,622/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$184,820/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,620,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,738
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,333
−HK$2,632/mo
Today · 4.125%
HK$101,965
baseline
▲ 0.50% · 4.625%
HK$107,340
+HK$5,375/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$203,930/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,620,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,348
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,594
−HK$3,297/mo
Today · 4.125%
HK$110,891
baseline
▲ 0.50% · 4.625%
HK$117,639
+HK$6,748/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$221,782/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,086
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$119,199
−HK$3,159/mo
Today · 4.125%
HK$122,358
baseline
▲ 0.50% · 4.625%
HK$128,807
+HK$6,449/mo
Deposit HK$15.25M · loan HK$22.88M · min. income ≈ HK$244,716/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,620,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,739
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,526
−HK$3,847/mo
Today · 4.125%
HK$129,373
baseline
▲ 0.50% · 4.625%
HK$137,245
+HK$7,872/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$258,746/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,434
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,066
−HK$3,685/mo
Today · 4.125%
HK$142,751
baseline
▲ 0.50% · 4.625%
HK$150,275
+HK$7,524/mo
Deposit HK$11.44M · loan HK$26.69M · min. income ≈ HK$285,502/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,620,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,522
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$161,391
−HK$4,946/mo
Today · 4.125%
HK$166,337
baseline
▲ 0.50% · 4.625%
HK$176,458
+HK$10,121/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$332,674/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,129
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$178,799
−HK$4,738/mo
Today · 4.125%
HK$183,537
baseline
▲ 0.50% · 4.625%
HK$193,211
+HK$9,674/mo
Deposit HK$3.81M · loan HK$34.32M · min. income ≈ HK$367,074/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,620,720 · Scale 2, in force from 26 Feb 2026)