LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,980
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,685
−HK$2,749/mo
Today · 4.125%
HK$92,434
baseline
▲ 0.50% · 4.625%
HK$98,058
+HK$5,624/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$184,868/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,621,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,764
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$99,359
−HK$2,633/mo
Today · 4.125%
HK$101,992
baseline
▲ 0.50% · 4.625%
HK$107,368
+HK$5,376/mo
Deposit HK$19.07M · loan HK$19.07M · min. income ≈ HK$203,984/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,621,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,376
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$107,622
−HK$3,299/mo
Today · 4.125%
HK$110,921
baseline
▲ 0.50% · 4.625%
HK$117,670
+HK$6,749/mo
Deposit HK$15.26M · loan HK$22.89M · min. income ≈ HK$221,842/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,621,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,117
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$119,231
−HK$3,159/mo
Today · 4.125%
HK$122,390
baseline
▲ 0.50% · 4.625%
HK$128,842
+HK$6,452/mo
Deposit HK$15.26M · loan HK$22.89M · min. income ≈ HK$244,780/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,621,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,772
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$125,559
−HK$3,849/mo
Today · 4.125%
HK$129,408
baseline
▲ 0.50% · 4.625%
HK$137,282
+HK$7,874/mo
Deposit HK$11.44M · loan HK$26.70M · min. income ≈ HK$258,816/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,621,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,470
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,103
−HK$3,686/mo
Today · 4.125%
HK$142,789
baseline
▲ 0.50% · 4.625%
HK$150,315
+HK$7,526/mo
Deposit HK$11.44M · loan HK$26.70M · min. income ≈ HK$285,578/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,621,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,563
−HK$9,818/mo
▼ 0.25% · 3.875%
HK$161,433
−HK$4,948/mo
Today · 4.125%
HK$166,381
baseline
▲ 0.50% · 4.625%
HK$176,505
+HK$10,124/mo
Deposit HK$3.81M · loan HK$34.33M · min. income ≈ HK$332,762/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,175
−HK$9,410/mo
▼ 0.25% · 3.875%
HK$178,846
−HK$4,739/mo
Today · 4.125%
HK$183,585
baseline
▲ 0.50% · 4.625%
HK$193,262
+HK$9,677/mo
Deposit HK$3.81M · loan HK$34.33M · min. income ≈ HK$367,170/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,149 · Scale 2, in force from 26 Feb 2026)