LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,994
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$89,700
−HK$2,749/mo
Today · 4.125%
HK$92,449
baseline
▲ 0.50% · 4.625%
HK$98,075
+HK$5,626/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$184,898/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,621,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,780
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$99,376
−HK$2,633/mo
Today · 4.125%
HK$102,009
baseline
▲ 0.50% · 4.625%
HK$107,386
+HK$5,377/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$204,018/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,621,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,393
−HK$6,546/mo
▼ 0.25% · 3.875%
HK$107,640
−HK$3,299/mo
Today · 4.125%
HK$110,939
baseline
▲ 0.50% · 4.625%
HK$117,690
+HK$6,751/mo
Deposit HK$15.26M · loan HK$22.89M · min. income ≈ HK$221,878/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,621,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,136
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$119,251
−HK$3,160/mo
Today · 4.125%
HK$122,411
baseline
▲ 0.50% · 4.625%
HK$128,863
+HK$6,452/mo
Deposit HK$15.26M · loan HK$22.89M · min. income ≈ HK$244,822/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,621,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,792
−HK$7,637/mo
▼ 0.25% · 3.875%
HK$125,580
−HK$3,849/mo
Today · 4.125%
HK$129,429
baseline
▲ 0.50% · 4.625%
HK$137,305
+HK$7,876/mo
Deposit HK$11.45M · loan HK$26.71M · min. income ≈ HK$258,858/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,492
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$139,126
−HK$3,686/mo
Today · 4.125%
HK$142,812
baseline
▲ 0.50% · 4.625%
HK$150,340
+HK$7,528/mo
Deposit HK$11.45M · loan HK$26.71M · min. income ≈ HK$285,624/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,590
−HK$9,819/mo
▼ 0.25% · 3.875%
HK$161,460
−HK$4,949/mo
Today · 4.125%
HK$166,409
baseline
▲ 0.50% · 4.625%
HK$176,535
+HK$10,126/mo
Deposit HK$3.82M · loan HK$34.34M · min. income ≈ HK$332,818/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,204
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$178,876
−HK$4,740/mo
Today · 4.125%
HK$183,616
baseline
▲ 0.50% · 4.625%
HK$193,295
+HK$9,679/mo
Deposit HK$3.82M · loan HK$34.34M · min. income ≈ HK$367,232/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,420 · Scale 2, in force from 26 Feb 2026)