LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,004
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$89,711
−HK$2,749/mo
Today · 4.125%
HK$92,460
baseline
▲ 0.50% · 4.625%
HK$98,086
+HK$5,626/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$184,920/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,621,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,791
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,387
−HK$2,634/mo
Today · 4.125%
HK$102,021
baseline
▲ 0.50% · 4.625%
HK$107,398
+HK$5,377/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$204,042/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,621,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,405
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$107,653
−HK$3,299/mo
Today · 4.125%
HK$110,952
baseline
▲ 0.50% · 4.625%
HK$117,703
+HK$6,751/mo
Deposit HK$15.26M · loan HK$22.89M · min. income ≈ HK$221,904/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,621,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,150
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$119,265
−HK$3,160/mo
Today · 4.125%
HK$122,425
baseline
▲ 0.50% · 4.625%
HK$128,878
+HK$6,453/mo
Deposit HK$15.26M · loan HK$22.89M · min. income ≈ HK$244,850/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,621,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,806
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$125,595
−HK$3,849/mo
Today · 4.125%
HK$129,444
baseline
▲ 0.50% · 4.625%
HK$137,321
+HK$7,877/mo
Deposit HK$11.45M · loan HK$26.71M · min. income ≈ HK$258,888/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,508
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$139,142
−HK$3,687/mo
Today · 4.125%
HK$142,829
baseline
▲ 0.50% · 4.625%
HK$150,358
+HK$7,529/mo
Deposit HK$11.45M · loan HK$26.71M · min. income ≈ HK$285,658/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,608
−HK$9,820/mo
▼ 0.25% · 3.875%
HK$161,479
−HK$4,949/mo
Today · 4.125%
HK$166,428
baseline
▲ 0.50% · 4.625%
HK$176,555
+HK$10,127/mo
Deposit HK$3.82M · loan HK$34.34M · min. income ≈ HK$332,856/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,224
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$178,897
−HK$4,740/mo
Today · 4.125%
HK$183,637
baseline
▲ 0.50% · 4.625%
HK$193,317
+HK$9,680/mo
Deposit HK$3.82M · loan HK$34.34M · min. income ≈ HK$367,274/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,608 · Scale 2, in force from 26 Feb 2026)