LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,012
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$89,718
−HK$2,750/mo
Today · 4.125%
HK$92,468
baseline
▲ 0.50% · 4.625%
HK$98,094
+HK$5,626/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$184,936/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,621,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,800
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$99,396
−HK$2,633/mo
Today · 4.125%
HK$102,029
baseline
▲ 0.50% · 4.625%
HK$107,407
+HK$5,378/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$204,058/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,621,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,414
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$107,662
−HK$3,300/mo
Today · 4.125%
HK$110,962
baseline
▲ 0.50% · 4.625%
HK$117,713
+HK$6,751/mo
Deposit HK$15.26M · loan HK$22.90M · min. income ≈ HK$221,924/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,621,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,159
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$119,275
−HK$3,160/mo
Today · 4.125%
HK$122,435
baseline
▲ 0.50% · 4.625%
HK$128,889
+HK$6,454/mo
Deposit HK$15.26M · loan HK$22.90M · min. income ≈ HK$244,870/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,621,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,816
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$125,605
−HK$3,850/mo
Today · 4.125%
HK$129,455
baseline
▲ 0.50% · 4.625%
HK$137,332
+HK$7,877/mo
Deposit HK$11.45M · loan HK$26.71M · min. income ≈ HK$258,910/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,519
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$139,154
−HK$3,687/mo
Today · 4.125%
HK$142,841
baseline
▲ 0.50% · 4.625%
HK$150,370
+HK$7,529/mo
Deposit HK$11.45M · loan HK$26.71M · min. income ≈ HK$285,682/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,621
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$161,493
−HK$4,949/mo
Today · 4.125%
HK$166,442
baseline
▲ 0.50% · 4.625%
HK$176,570
+HK$10,128/mo
Deposit HK$3.82M · loan HK$34.34M · min. income ≈ HK$332,884/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,239
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$178,912
−HK$4,741/mo
Today · 4.125%
HK$183,653
baseline
▲ 0.50% · 4.625%
HK$193,333
+HK$9,680/mo
Deposit HK$3.82M · loan HK$34.34M · min. income ≈ HK$367,306/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,745 · Scale 2, in force from 26 Feb 2026)