LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,016
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,723
−HK$2,750/mo
Today · 4.125%
HK$92,473
baseline
▲ 0.50% · 4.625%
HK$98,100
+HK$5,627/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$184,946/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,621,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,805
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,401
−HK$2,634/mo
Today · 4.125%
HK$102,035
baseline
▲ 0.50% · 4.625%
HK$107,413
+HK$5,378/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$204,070/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,621,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,419
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$107,667
−HK$3,300/mo
Today · 4.125%
HK$110,967
baseline
▲ 0.50% · 4.625%
HK$117,720
+HK$6,753/mo
Deposit HK$15.26M · loan HK$22.90M · min. income ≈ HK$221,934/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,621,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,166
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$119,281
−HK$3,161/mo
Today · 4.125%
HK$122,442
baseline
▲ 0.50% · 4.625%
HK$128,896
+HK$6,454/mo
Deposit HK$15.26M · loan HK$22.90M · min. income ≈ HK$244,884/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,621,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,823
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$125,612
−HK$3,850/mo
Today · 4.125%
HK$129,462
baseline
▲ 0.50% · 4.625%
HK$137,339
+HK$7,877/mo
Deposit HK$11.45M · loan HK$26.71M · min. income ≈ HK$258,924/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,526
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,161
−HK$3,688/mo
Today · 4.125%
HK$142,849
baseline
▲ 0.50% · 4.625%
HK$150,378
+HK$7,529/mo
Deposit HK$11.45M · loan HK$26.71M · min. income ≈ HK$285,698/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,629
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$161,501
−HK$4,950/mo
Today · 4.125%
HK$166,451
baseline
▲ 0.50% · 4.625%
HK$176,579
+HK$10,128/mo
Deposit HK$3.82M · loan HK$34.34M · min. income ≈ HK$332,902/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,248
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$178,922
−HK$4,740/mo
Today · 4.125%
HK$183,662
baseline
▲ 0.50% · 4.625%
HK$193,343
+HK$9,681/mo
Deposit HK$3.82M · loan HK$34.34M · min. income ≈ HK$367,324/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,621,830 · Scale 2, in force from 26 Feb 2026)