LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,035
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,742
−HK$2,751/mo
Today · 4.125%
HK$92,493
baseline
▲ 0.50% · 4.625%
HK$98,121
+HK$5,628/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$184,986/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,622,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,826
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,422
−HK$2,635/mo
Today · 4.125%
HK$102,057
baseline
▲ 0.50% · 4.625%
HK$107,436
+HK$5,379/mo
Deposit HK$19.08M · loan HK$19.08M · min. income ≈ HK$204,114/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,622,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,442
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$107,691
−HK$3,300/mo
Today · 4.125%
HK$110,991
baseline
▲ 0.50% · 4.625%
HK$117,745
+HK$6,754/mo
Deposit HK$15.27M · loan HK$22.90M · min. income ≈ HK$221,982/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,622,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,191
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$119,307
−HK$3,161/mo
Today · 4.125%
HK$122,468
baseline
▲ 0.50% · 4.625%
HK$128,924
+HK$6,456/mo
Deposit HK$15.27M · loan HK$22.90M · min. income ≈ HK$244,936/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,622,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,849
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$125,639
−HK$3,851/mo
Today · 4.125%
HK$129,490
baseline
▲ 0.50% · 4.625%
HK$137,369
+HK$7,879/mo
Deposit HK$11.45M · loan HK$26.72M · min. income ≈ HK$258,980/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,622,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,556
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,191
−HK$3,688/mo
Today · 4.125%
HK$142,879
baseline
▲ 0.50% · 4.625%
HK$150,411
+HK$7,532/mo
Deposit HK$11.45M · loan HK$26.72M · min. income ≈ HK$285,758/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,622,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,663
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$161,536
−HK$4,951/mo
Today · 4.125%
HK$166,487
baseline
▲ 0.50% · 4.625%
HK$176,618
+HK$10,131/mo
Deposit HK$3.82M · loan HK$34.35M · min. income ≈ HK$332,974/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,622,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,286
−HK$9,416/mo
▼ 0.25% · 3.875%
HK$178,960
−HK$4,742/mo
Today · 4.125%
HK$183,702
baseline
▲ 0.50% · 4.625%
HK$193,385
+HK$9,683/mo
Deposit HK$3.82M · loan HK$34.35M · min. income ≈ HK$367,404/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,622,181 · Scale 2, in force from 26 Feb 2026)