LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,047
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,754
−HK$2,751/mo
Today · 4.125%
HK$92,505
baseline
▲ 0.50% · 4.625%
HK$98,134
+HK$5,629/mo
Deposit HK$19.09M · loan HK$19.09M · min. income ≈ HK$185,010/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,622,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,839
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$99,436
−HK$2,635/mo
Today · 4.125%
HK$102,071
baseline
▲ 0.50% · 4.625%
HK$107,451
+HK$5,380/mo
Deposit HK$19.09M · loan HK$19.09M · min. income ≈ HK$204,142/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,622,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,456
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$107,705
−HK$3,301/mo
Today · 4.125%
HK$111,006
baseline
▲ 0.50% · 4.625%
HK$117,761
+HK$6,755/mo
Deposit HK$15.27M · loan HK$22.90M · min. income ≈ HK$222,012/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,622,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,206
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$119,323
−HK$3,162/mo
Today · 4.125%
HK$122,485
baseline
▲ 0.50% · 4.625%
HK$128,941
+HK$6,456/mo
Deposit HK$15.27M · loan HK$22.90M · min. income ≈ HK$244,970/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,622,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,865
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$125,656
−HK$3,851/mo
Today · 4.125%
HK$129,507
baseline
▲ 0.50% · 4.625%
HK$137,388
+HK$7,881/mo
Deposit HK$11.45M · loan HK$26.72M · min. income ≈ HK$259,014/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,622,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,574
−HK$7,325/mo
▼ 0.25% · 3.875%
HK$139,210
−HK$3,689/mo
Today · 4.125%
HK$142,899
baseline
▲ 0.50% · 4.625%
HK$150,431
+HK$7,532/mo
Deposit HK$11.45M · loan HK$26.72M · min. income ≈ HK$285,798/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,622,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,684
−HK$9,826/mo
▼ 0.25% · 3.875%
HK$161,558
−HK$4,952/mo
Today · 4.125%
HK$166,510
baseline
▲ 0.50% · 4.625%
HK$176,641
+HK$10,131/mo
Deposit HK$3.82M · loan HK$34.36M · min. income ≈ HK$333,020/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,622,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,310
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$178,984
−HK$4,743/mo
Today · 4.125%
HK$183,727
baseline
▲ 0.50% · 4.625%
HK$193,411
+HK$9,684/mo
Deposit HK$3.82M · loan HK$34.36M · min. income ≈ HK$367,454/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,622,400 · Scale 2, in force from 26 Feb 2026)