LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,053
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,761
−HK$2,751/mo
Today · 4.125%
HK$92,512
baseline
▲ 0.50% · 4.625%
HK$98,141
+HK$5,629/mo
Deposit HK$19.09M · loan HK$19.09M · min. income ≈ HK$185,024/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,622,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,845
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,443
−HK$2,635/mo
Today · 4.125%
HK$102,078
baseline
▲ 0.50% · 4.625%
HK$107,458
+HK$5,380/mo
Deposit HK$19.09M · loan HK$19.09M · min. income ≈ HK$204,156/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,622,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,463
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$107,713
−HK$3,301/mo
Today · 4.125%
HK$111,014
baseline
▲ 0.50% · 4.625%
HK$117,769
+HK$6,755/mo
Deposit HK$15.27M · loan HK$22.91M · min. income ≈ HK$222,028/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,622,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,215
−HK$6,278/mo
▼ 0.25% · 3.875%
HK$119,331
−HK$3,162/mo
Today · 4.125%
HK$122,493
baseline
▲ 0.50% · 4.625%
HK$128,950
+HK$6,457/mo
Deposit HK$15.27M · loan HK$22.91M · min. income ≈ HK$244,986/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,622,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,874
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$125,665
−HK$3,852/mo
Today · 4.125%
HK$129,517
baseline
▲ 0.50% · 4.625%
HK$137,397
+HK$7,880/mo
Deposit HK$11.45M · loan HK$26.72M · min. income ≈ HK$259,034/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,622,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,584
−HK$7,325/mo
▼ 0.25% · 3.875%
HK$139,220
−HK$3,689/mo
Today · 4.125%
HK$142,909
baseline
▲ 0.50% · 4.625%
HK$150,442
+HK$7,533/mo
Deposit HK$11.45M · loan HK$26.72M · min. income ≈ HK$285,818/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,622,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,695
−HK$9,826/mo
▼ 0.25% · 3.875%
HK$161,569
−HK$4,952/mo
Today · 4.125%
HK$166,521
baseline
▲ 0.50% · 4.625%
HK$176,654
+HK$10,133/mo
Deposit HK$3.82M · loan HK$34.36M · min. income ≈ HK$333,042/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,622,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,322
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$178,997
−HK$4,743/mo
Today · 4.125%
HK$183,740
baseline
▲ 0.50% · 4.625%
HK$193,425
+HK$9,685/mo
Deposit HK$3.82M · loan HK$34.36M · min. income ≈ HK$367,480/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,622,514 · Scale 2, in force from 26 Feb 2026)