LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,077
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$89,786
−HK$2,752/mo
Today · 4.125%
HK$92,538
baseline
▲ 0.50% · 4.625%
HK$98,169
+HK$5,631/mo
Deposit HK$19.09M · loan HK$19.09M · min. income ≈ HK$185,076/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,622,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,873
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,471
−HK$2,635/mo
Today · 4.125%
HK$102,106
baseline
▲ 0.50% · 4.625%
HK$107,488
+HK$5,382/mo
Deposit HK$19.09M · loan HK$19.09M · min. income ≈ HK$204,212/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,622,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,493
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$107,743
−HK$3,302/mo
Today · 4.125%
HK$111,045
baseline
▲ 0.50% · 4.625%
HK$117,802
+HK$6,757/mo
Deposit HK$15.27M · loan HK$22.91M · min. income ≈ HK$222,090/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,622,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,247
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$119,365
−HK$3,163/mo
Today · 4.125%
HK$122,528
baseline
▲ 0.50% · 4.625%
HK$128,986
+HK$6,458/mo
Deposit HK$15.27M · loan HK$22.91M · min. income ≈ HK$245,056/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,622,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,908
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$125,700
−HK$3,853/mo
Today · 4.125%
HK$129,553
baseline
▲ 0.50% · 4.625%
HK$137,436
+HK$7,883/mo
Deposit HK$11.46M · loan HK$26.73M · min. income ≈ HK$259,106/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,622,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,622
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$139,259
−HK$3,690/mo
Today · 4.125%
HK$142,949
baseline
▲ 0.50% · 4.625%
HK$150,484
+HK$7,535/mo
Deposit HK$11.46M · loan HK$26.73M · min. income ≈ HK$285,898/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,622,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,739
−HK$9,829/mo
▼ 0.25% · 3.875%
HK$161,615
−HK$4,953/mo
Today · 4.125%
HK$166,568
baseline
▲ 0.50% · 4.625%
HK$176,703
+HK$10,135/mo
Deposit HK$3.82M · loan HK$34.37M · min. income ≈ HK$333,136/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,622,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,371
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$179,047
−HK$4,744/mo
Today · 4.125%
HK$183,791
baseline
▲ 0.50% · 4.625%
HK$193,479
+HK$9,688/mo
Deposit HK$3.82M · loan HK$34.37M · min. income ≈ HK$367,582/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,622,969 · Scale 2, in force from 26 Feb 2026)