LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,093
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$89,802
−HK$2,752/mo
Today · 4.125%
HK$92,554
baseline
▲ 0.50% · 4.625%
HK$98,186
+HK$5,632/mo
Deposit HK$19.10M · loan HK$19.10M · min. income ≈ HK$185,108/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,623,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,890
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$99,488
−HK$2,636/mo
Today · 4.125%
HK$102,124
baseline
▲ 0.50% · 4.625%
HK$107,508
+HK$5,384/mo
Deposit HK$19.10M · loan HK$19.10M · min. income ≈ HK$204,248/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,623,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,511
−HK$6,554/mo
▼ 0.25% · 3.875%
HK$107,762
−HK$3,303/mo
Today · 4.125%
HK$111,065
baseline
▲ 0.50% · 4.625%
HK$117,823
+HK$6,758/mo
Deposit HK$15.28M · loan HK$22.92M · min. income ≈ HK$222,130/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,623,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,268
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$119,386
−HK$3,163/mo
Today · 4.125%
HK$122,549
baseline
▲ 0.50% · 4.625%
HK$129,009
+HK$6,460/mo
Deposit HK$15.28M · loan HK$22.92M · min. income ≈ HK$245,098/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,623,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,930
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$125,723
−HK$3,853/mo
Today · 4.125%
HK$129,576
baseline
▲ 0.50% · 4.625%
HK$137,460
+HK$7,884/mo
Deposit HK$11.46M · loan HK$26.74M · min. income ≈ HK$259,152/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,623,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,646
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$139,284
−HK$3,690/mo
Today · 4.125%
HK$142,974
baseline
▲ 0.50% · 4.625%
HK$150,511
+HK$7,537/mo
Deposit HK$11.46M · loan HK$26.74M · min. income ≈ HK$285,948/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,623,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,767
−HK$9,831/mo
▼ 0.25% · 3.875%
HK$161,643
−HK$4,955/mo
Today · 4.125%
HK$166,598
baseline
▲ 0.50% · 4.625%
HK$176,735
+HK$10,137/mo
Deposit HK$3.82M · loan HK$34.37M · min. income ≈ HK$333,196/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,623,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,402
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$179,079
−HK$4,745/mo
Today · 4.125%
HK$183,824
baseline
▲ 0.50% · 4.625%
HK$193,514
+HK$9,690/mo
Deposit HK$3.82M · loan HK$34.37M · min. income ≈ HK$367,648/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$1,623,257 · Scale 2, in force from 26 Feb 2026)