LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,158
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$89,869
−HK$2,754/mo
Today · 4.125%
HK$92,623
baseline
▲ 0.50% · 4.625%
HK$98,259
+HK$5,636/mo
Deposit HK$19.11M · loan HK$19.11M · min. income ≈ HK$185,246/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,624,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,962
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,563
−HK$2,638/mo
Today · 4.125%
HK$102,201
baseline
▲ 0.50% · 4.625%
HK$107,588
+HK$5,387/mo
Deposit HK$19.11M · loan HK$19.11M · min. income ≈ HK$204,402/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,624,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,589
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$107,843
−HK$3,305/mo
Today · 4.125%
HK$111,148
baseline
▲ 0.50% · 4.625%
HK$117,911
+HK$6,763/mo
Deposit HK$15.29M · loan HK$22.93M · min. income ≈ HK$222,296/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,624,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,355
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$119,475
−HK$3,166/mo
Today · 4.125%
HK$122,641
baseline
▲ 0.50% · 4.625%
HK$129,106
+HK$6,465/mo
Deposit HK$15.29M · loan HK$22.93M · min. income ≈ HK$245,282/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,624,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,021
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$125,817
−HK$3,856/mo
Today · 4.125%
HK$129,673
baseline
▲ 0.50% · 4.625%
HK$137,563
+HK$7,890/mo
Deposit HK$11.47M · loan HK$26.76M · min. income ≈ HK$259,346/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,624,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,747
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$139,388
−HK$3,693/mo
Today · 4.125%
HK$143,081
baseline
▲ 0.50% · 4.625%
HK$150,623
+HK$7,542/mo
Deposit HK$11.47M · loan HK$26.76M · min. income ≈ HK$286,162/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,624,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,884
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$161,764
−HK$4,958/mo
Today · 4.125%
HK$166,722
baseline
▲ 0.50% · 4.625%
HK$176,867
+HK$10,145/mo
Deposit HK$3.82M · loan HK$34.40M · min. income ≈ HK$333,444/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,624,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,532
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$179,213
−HK$4,749/mo
Today · 4.125%
HK$183,962
baseline
▲ 0.50% · 4.625%
HK$193,658
+HK$9,696/mo
Deposit HK$3.82M · loan HK$34.40M · min. income ≈ HK$367,924/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,624,472 · Scale 2, in force from 26 Feb 2026)