LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,165
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,877
−HK$2,754/mo
Today · 4.125%
HK$92,631
baseline
▲ 0.50% · 4.625%
HK$98,268
+HK$5,637/mo
Deposit HK$19.11M · loan HK$19.11M · min. income ≈ HK$185,262/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,624,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,971
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,571
−HK$2,639/mo
Today · 4.125%
HK$102,210
baseline
▲ 0.50% · 4.625%
HK$107,597
+HK$5,387/mo
Deposit HK$19.11M · loan HK$19.11M · min. income ≈ HK$204,420/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,624,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,598
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$107,852
−HK$3,306/mo
Today · 4.125%
HK$111,158
baseline
▲ 0.50% · 4.625%
HK$117,921
+HK$6,763/mo
Deposit HK$15.29M · loan HK$22.94M · min. income ≈ HK$222,316/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,624,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,365
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$119,485
−HK$3,166/mo
Today · 4.125%
HK$122,651
baseline
▲ 0.50% · 4.625%
HK$129,117
+HK$6,466/mo
Deposit HK$15.29M · loan HK$22.94M · min. income ≈ HK$245,302/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,624,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,031
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,827
−HK$3,857/mo
Today · 4.125%
HK$129,684
baseline
▲ 0.50% · 4.625%
HK$137,575
+HK$7,891/mo
Deposit HK$11.47M · loan HK$26.76M · min. income ≈ HK$259,368/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,624,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,759
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$139,400
−HK$3,693/mo
Today · 4.125%
HK$143,093
baseline
▲ 0.50% · 4.625%
HK$150,636
+HK$7,543/mo
Deposit HK$11.47M · loan HK$26.76M · min. income ≈ HK$286,186/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,624,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,898
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$161,778
−HK$4,958/mo
Today · 4.125%
HK$166,736
baseline
▲ 0.50% · 4.625%
HK$176,882
+HK$10,146/mo
Deposit HK$3.82M · loan HK$34.40M · min. income ≈ HK$333,472/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,624,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,547
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$179,228
−HK$4,749/mo
Today · 4.125%
HK$183,977
baseline
▲ 0.50% · 4.625%
HK$193,675
+HK$9,698/mo
Deposit HK$3.82M · loan HK$34.40M · min. income ≈ HK$367,954/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,624,610 · Scale 2, in force from 26 Feb 2026)