LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,168
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,880
−HK$2,754/mo
Today · 4.125%
HK$92,634
baseline
▲ 0.50% · 4.625%
HK$98,271
+HK$5,637/mo
Deposit HK$19.11M · loan HK$19.11M · min. income ≈ HK$185,268/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,624,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,974
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,574
−HK$2,639/mo
Today · 4.125%
HK$102,213
baseline
▲ 0.50% · 4.625%
HK$107,601
+HK$5,388/mo
Deposit HK$19.11M · loan HK$19.11M · min. income ≈ HK$204,426/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,624,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,602
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$107,855
−HK$3,306/mo
Today · 4.125%
HK$111,161
baseline
▲ 0.50% · 4.625%
HK$117,925
+HK$6,764/mo
Deposit HK$15.29M · loan HK$22.94M · min. income ≈ HK$222,322/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,624,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,368
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$119,489
−HK$3,166/mo
Today · 4.125%
HK$122,655
baseline
▲ 0.50% · 4.625%
HK$129,121
+HK$6,466/mo
Deposit HK$15.29M · loan HK$22.94M · min. income ≈ HK$245,310/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,624,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,035
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,831
−HK$3,857/mo
Today · 4.125%
HK$129,688
baseline
▲ 0.50% · 4.625%
HK$137,579
+HK$7,891/mo
Deposit HK$11.47M · loan HK$26.76M · min. income ≈ HK$259,376/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,624,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,763
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$139,404
−HK$3,694/mo
Today · 4.125%
HK$143,098
baseline
▲ 0.50% · 4.625%
HK$150,641
+HK$7,543/mo
Deposit HK$11.47M · loan HK$26.76M · min. income ≈ HK$286,196/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,624,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,903
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$161,783
−HK$4,959/mo
Today · 4.125%
HK$166,742
baseline
▲ 0.50% · 4.625%
HK$176,888
+HK$10,146/mo
Deposit HK$3.82M · loan HK$34.40M · min. income ≈ HK$333,484/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,624,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,553
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$179,234
−HK$4,749/mo
Today · 4.125%
HK$183,983
baseline
▲ 0.50% · 4.625%
HK$193,681
+HK$9,698/mo
Deposit HK$3.82M · loan HK$34.40M · min. income ≈ HK$367,966/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,624,663 · Scale 2, in force from 26 Feb 2026)