LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,192
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$89,904
−HK$2,755/mo
Today · 4.125%
HK$92,659
baseline
▲ 0.50% · 4.625%
HK$98,297
+HK$5,638/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$185,318/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,625,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,000
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$99,601
−HK$2,639/mo
Today · 4.125%
HK$102,240
baseline
▲ 0.50% · 4.625%
HK$107,630
+HK$5,390/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$204,480/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,625,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,630
−HK$6,561/mo
▼ 0.25% · 3.875%
HK$107,884
−HK$3,307/mo
Today · 4.125%
HK$111,191
baseline
▲ 0.50% · 4.625%
HK$117,957
+HK$6,766/mo
Deposit HK$15.30M · loan HK$22.94M · min. income ≈ HK$222,382/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,400
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$119,521
−HK$3,167/mo
Today · 4.125%
HK$122,688
baseline
▲ 0.50% · 4.625%
HK$129,155
+HK$6,467/mo
Deposit HK$15.30M · loan HK$22.94M · min. income ≈ HK$245,376/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,068
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,865
−HK$3,858/mo
Today · 4.125%
HK$129,723
baseline
▲ 0.50% · 4.625%
HK$137,616
+HK$7,893/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$259,446/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,800
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,442
−HK$3,694/mo
Today · 4.125%
HK$143,136
baseline
▲ 0.50% · 4.625%
HK$150,681
+HK$7,545/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$286,272/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,945
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$161,827
−HK$4,960/mo
Today · 4.125%
HK$166,787
baseline
▲ 0.50% · 4.625%
HK$176,935
+HK$10,148/mo
Deposit HK$3.82M · loan HK$34.41M · min. income ≈ HK$333,574/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,600
−HK$9,433/mo
▼ 0.25% · 3.875%
HK$179,282
−HK$4,751/mo
Today · 4.125%
HK$184,033
baseline
▲ 0.50% · 4.625%
HK$193,733
+HK$9,700/mo
Deposit HK$3.82M · loan HK$34.41M · min. income ≈ HK$368,066/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,099 · Scale 2, in force from 26 Feb 2026)