LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,192
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,904
−HK$2,756/mo
Today · 4.125%
HK$92,660
baseline
▲ 0.50% · 4.625%
HK$98,298
+HK$5,638/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$185,320/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,000
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,602
−HK$2,639/mo
Today · 4.125%
HK$102,241
baseline
▲ 0.50% · 4.625%
HK$107,630
+HK$5,389/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$204,482/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,630
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,885
−HK$3,307/mo
Today · 4.125%
HK$111,192
baseline
▲ 0.50% · 4.625%
HK$117,957
+HK$6,765/mo
Deposit HK$15.30M · loan HK$22.94M · min. income ≈ HK$222,384/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,400
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$119,522
−HK$3,167/mo
Today · 4.125%
HK$122,689
baseline
▲ 0.50% · 4.625%
HK$129,156
+HK$6,467/mo
Deposit HK$15.30M · loan HK$22.94M · min. income ≈ HK$245,378/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,069
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,866
−HK$3,858/mo
Today · 4.125%
HK$129,724
baseline
▲ 0.50% · 4.625%
HK$137,617
+HK$7,893/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$259,448/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,800
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$139,442
−HK$3,695/mo
Today · 4.125%
HK$143,137
baseline
▲ 0.50% · 4.625%
HK$150,682
+HK$7,545/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$286,274/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,946
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$161,828
−HK$4,960/mo
Today · 4.125%
HK$166,788
baseline
▲ 0.50% · 4.625%
HK$176,936
+HK$10,148/mo
Deposit HK$3.82M · loan HK$34.41M · min. income ≈ HK$333,576/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,601
−HK$9,433/mo
▼ 0.25% · 3.875%
HK$179,283
−HK$4,751/mo
Today · 4.125%
HK$184,034
baseline
▲ 0.50% · 4.625%
HK$193,734
+HK$9,700/mo
Deposit HK$3.82M · loan HK$34.41M · min. income ≈ HK$368,068/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,108 · Scale 2, in force from 26 Feb 2026)