LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,197
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,909
−HK$2,756/mo
Today · 4.125%
HK$92,665
baseline
▲ 0.50% · 4.625%
HK$98,303
+HK$5,638/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$185,330/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,006
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,607
−HK$2,640/mo
Today · 4.125%
HK$102,247
baseline
▲ 0.50% · 4.625%
HK$107,636
+HK$5,389/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$204,494/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,636
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,891
−HK$3,307/mo
Today · 4.125%
HK$111,198
baseline
▲ 0.50% · 4.625%
HK$117,964
+HK$6,766/mo
Deposit HK$15.30M · loan HK$22.94M · min. income ≈ HK$222,396/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,407
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$119,529
−HK$3,167/mo
Today · 4.125%
HK$122,696
baseline
▲ 0.50% · 4.625%
HK$129,164
+HK$6,468/mo
Deposit HK$15.30M · loan HK$22.94M · min. income ≈ HK$245,392/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,076
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,873
−HK$3,858/mo
Today · 4.125%
HK$129,731
baseline
▲ 0.50% · 4.625%
HK$137,625
+HK$7,894/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$259,462/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,808
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$139,450
−HK$3,695/mo
Today · 4.125%
HK$143,145
baseline
▲ 0.50% · 4.625%
HK$150,691
+HK$7,546/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$286,290/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,955
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$161,837
−HK$4,960/mo
Today · 4.125%
HK$166,797
baseline
▲ 0.50% · 4.625%
HK$176,946
+HK$10,149/mo
Deposit HK$3.82M · loan HK$34.42M · min. income ≈ HK$333,594/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,610
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$179,293
−HK$4,751/mo
Today · 4.125%
HK$184,044
baseline
▲ 0.50% · 4.625%
HK$193,745
+HK$9,701/mo
Deposit HK$3.82M · loan HK$34.42M · min. income ≈ HK$368,088/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,201 · Scale 2, in force from 26 Feb 2026)