LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,203
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,915
−HK$2,756/mo
Today · 4.125%
HK$92,671
baseline
▲ 0.50% · 4.625%
HK$98,310
+HK$5,639/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$185,342/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,012
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,614
−HK$2,640/mo
Today · 4.125%
HK$102,254
baseline
▲ 0.50% · 4.625%
HK$107,643
+HK$5,389/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$204,508/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,643
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,898
−HK$3,307/mo
Today · 4.125%
HK$111,205
baseline
▲ 0.50% · 4.625%
HK$117,972
+HK$6,767/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$222,410/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,415
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$119,537
−HK$3,167/mo
Today · 4.125%
HK$122,704
baseline
▲ 0.50% · 4.625%
HK$129,172
+HK$6,468/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$245,408/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,084
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,881
−HK$3,859/mo
Today · 4.125%
HK$129,740
baseline
▲ 0.50% · 4.625%
HK$137,634
+HK$7,894/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$259,480/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,817
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$139,460
−HK$3,695/mo
Today · 4.125%
HK$143,155
baseline
▲ 0.50% · 4.625%
HK$150,701
+HK$7,546/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$286,310/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,965
−HK$9,843/mo
▼ 0.25% · 3.875%
HK$161,848
−HK$4,960/mo
Today · 4.125%
HK$166,808
baseline
▲ 0.50% · 4.625%
HK$176,958
+HK$10,150/mo
Deposit HK$3.82M · loan HK$34.42M · min. income ≈ HK$333,616/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,622
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$179,305
−HK$4,751/mo
Today · 4.125%
HK$184,056
baseline
▲ 0.50% · 4.625%
HK$193,758
+HK$9,702/mo
Deposit HK$3.82M · loan HK$34.42M · min. income ≈ HK$368,112/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,309 · Scale 2, in force from 26 Feb 2026)