LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,208
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,920
−HK$2,756/mo
Today · 4.125%
HK$92,676
baseline
▲ 0.50% · 4.625%
HK$98,316
+HK$5,640/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$185,352/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,018
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,620
−HK$2,639/mo
Today · 4.125%
HK$102,259
baseline
▲ 0.50% · 4.625%
HK$107,650
+HK$5,391/mo
Deposit HK$19.12M · loan HK$19.12M · min. income ≈ HK$204,518/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,649
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$107,904
−HK$3,308/mo
Today · 4.125%
HK$111,212
baseline
▲ 0.50% · 4.625%
HK$117,979
+HK$6,767/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$222,424/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,421
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$119,544
−HK$3,167/mo
Today · 4.125%
HK$122,711
baseline
▲ 0.50% · 4.625%
HK$129,179
+HK$6,468/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$245,422/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,625,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,091
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,889
−HK$3,858/mo
Today · 4.125%
HK$129,747
baseline
▲ 0.50% · 4.625%
HK$137,642
+HK$7,895/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$259,494/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,825
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$139,468
−HK$3,695/mo
Today · 4.125%
HK$143,163
baseline
▲ 0.50% · 4.625%
HK$150,709
+HK$7,546/mo
Deposit HK$11.47M · loan HK$26.77M · min. income ≈ HK$286,326/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,974
−HK$9,844/mo
▼ 0.25% · 3.875%
HK$161,857
−HK$4,961/mo
Today · 4.125%
HK$166,818
baseline
▲ 0.50% · 4.625%
HK$176,968
+HK$10,150/mo
Deposit HK$3.82M · loan HK$34.42M · min. income ≈ HK$333,636/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,632
−HK$9,435/mo
▼ 0.25% · 3.875%
HK$179,315
−HK$4,752/mo
Today · 4.125%
HK$184,067
baseline
▲ 0.50% · 4.625%
HK$193,769
+HK$9,702/mo
Deposit HK$3.82M · loan HK$34.42M · min. income ≈ HK$368,134/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,401 · Scale 2, in force from 26 Feb 2026)