LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,223
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,936
−HK$2,757/mo
Today · 4.125%
HK$92,693
baseline
▲ 0.50% · 4.625%
HK$98,333
+HK$5,640/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$185,386/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,035
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,637
−HK$2,640/mo
Today · 4.125%
HK$102,277
baseline
▲ 0.50% · 4.625%
HK$107,668
+HK$5,391/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$204,554/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,668
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$107,923
−HK$3,308/mo
Today · 4.125%
HK$111,231
baseline
▲ 0.50% · 4.625%
HK$117,999
+HK$6,768/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$222,462/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,625,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,442
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$119,565
−HK$3,168/mo
Today · 4.125%
HK$122,733
baseline
▲ 0.50% · 4.625%
HK$129,202
+HK$6,469/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$245,466/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,625,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,112
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$125,911
−HK$3,859/mo
Today · 4.125%
HK$129,770
baseline
▲ 0.50% · 4.625%
HK$137,666
+HK$7,896/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$259,540/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,849
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$139,492
−HK$3,696/mo
Today · 4.125%
HK$143,188
baseline
▲ 0.50% · 4.625%
HK$150,736
+HK$7,548/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$286,376/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,001
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$161,885
−HK$4,962/mo
Today · 4.125%
HK$166,847
baseline
▲ 0.50% · 4.625%
HK$176,999
+HK$10,152/mo
Deposit HK$3.83M · loan HK$34.43M · min. income ≈ HK$333,694/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,663
−HK$9,436/mo
▼ 0.25% · 3.875%
HK$179,347
−HK$4,752/mo
Today · 4.125%
HK$184,099
baseline
▲ 0.50% · 4.625%
HK$193,803
+HK$9,704/mo
Deposit HK$3.83M · loan HK$34.43M · min. income ≈ HK$368,198/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,686 · Scale 2, in force from 26 Feb 2026)