LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,229
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,942
−HK$2,757/mo
Today · 4.125%
HK$92,699
baseline
▲ 0.50% · 4.625%
HK$98,340
+HK$5,641/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$185,398/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,041
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$99,644
−HK$2,640/mo
Today · 4.125%
HK$102,284
baseline
▲ 0.50% · 4.625%
HK$107,676
+HK$5,392/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$204,568/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,675
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$107,931
−HK$3,308/mo
Today · 4.125%
HK$111,239
baseline
▲ 0.50% · 4.625%
HK$118,008
+HK$6,769/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$222,478/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,625,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,450
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$119,573
−HK$3,168/mo
Today · 4.125%
HK$122,741
baseline
▲ 0.50% · 4.625%
HK$129,211
+HK$6,470/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$245,482/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,625,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,121
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$125,919
−HK$3,860/mo
Today · 4.125%
HK$129,779
baseline
▲ 0.50% · 4.625%
HK$137,676
+HK$7,897/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$259,558/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,858
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,502
−HK$3,696/mo
Today · 4.125%
HK$143,198
baseline
▲ 0.50% · 4.625%
HK$150,746
+HK$7,548/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$286,396/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,012
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$161,896
−HK$4,962/mo
Today · 4.125%
HK$166,858
baseline
▲ 0.50% · 4.625%
HK$177,011
+HK$10,153/mo
Deposit HK$3.83M · loan HK$34.43M · min. income ≈ HK$333,716/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,675
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$179,359
−HK$4,753/mo
Today · 4.125%
HK$184,112
baseline
▲ 0.50% · 4.625%
HK$193,817
+HK$9,705/mo
Deposit HK$3.83M · loan HK$34.43M · min. income ≈ HK$368,224/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,799 · Scale 2, in force from 26 Feb 2026)