LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,231
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,944
−HK$2,757/mo
Today · 4.125%
HK$92,701
baseline
▲ 0.50% · 4.625%
HK$98,342
+HK$5,641/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$185,402/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,044
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$99,646
−HK$2,641/mo
Today · 4.125%
HK$102,287
baseline
▲ 0.50% · 4.625%
HK$107,678
+HK$5,391/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$204,574/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,677
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$107,933
−HK$3,308/mo
Today · 4.125%
HK$111,241
baseline
▲ 0.50% · 4.625%
HK$118,010
+HK$6,769/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$222,482/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,625,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,452
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$119,576
−HK$3,168/mo
Today · 4.125%
HK$122,744
baseline
▲ 0.50% · 4.625%
HK$129,214
+HK$6,470/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$245,488/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,625,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,123
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,922
−HK$3,860/mo
Today · 4.125%
HK$129,782
baseline
▲ 0.50% · 4.625%
HK$137,679
+HK$7,897/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$259,564/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,861
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,505
−HK$3,696/mo
Today · 4.125%
HK$143,201
baseline
▲ 0.50% · 4.625%
HK$150,750
+HK$7,549/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$286,402/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,016
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$161,900
−HK$4,962/mo
Today · 4.125%
HK$166,862
baseline
▲ 0.50% · 4.625%
HK$177,015
+HK$10,153/mo
Deposit HK$3.83M · loan HK$34.43M · min. income ≈ HK$333,724/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,679
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$179,363
−HK$4,753/mo
Today · 4.125%
HK$184,116
baseline
▲ 0.50% · 4.625%
HK$193,821
+HK$9,705/mo
Deposit HK$3.83M · loan HK$34.43M · min. income ≈ HK$368,232/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,835 · Scale 2, in force from 26 Feb 2026)