LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,236
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,949
−HK$2,757/mo
Today · 4.125%
HK$92,706
baseline
▲ 0.50% · 4.625%
HK$98,347
+HK$5,641/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$185,412/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,049
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$99,652
−HK$2,640/mo
Today · 4.125%
HK$102,292
baseline
▲ 0.50% · 4.625%
HK$107,684
+HK$5,392/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$204,584/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,625,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,683
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$107,939
−HK$3,308/mo
Today · 4.125%
HK$111,247
baseline
▲ 0.50% · 4.625%
HK$118,016
+HK$6,769/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$222,494/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,625,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,459
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$119,582
−HK$3,168/mo
Today · 4.125%
HK$122,750
baseline
▲ 0.50% · 4.625%
HK$129,221
+HK$6,471/mo
Deposit HK$15.30M · loan HK$22.95M · min. income ≈ HK$245,500/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,625,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,130
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,929
−HK$3,860/mo
Today · 4.125%
HK$129,789
baseline
▲ 0.50% · 4.625%
HK$137,686
+HK$7,897/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$259,578/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,868
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$139,512
−HK$3,697/mo
Today · 4.125%
HK$143,209
baseline
▲ 0.50% · 4.625%
HK$150,758
+HK$7,549/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$286,418/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,625,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,024
−HK$9,847/mo
▼ 0.25% · 3.875%
HK$161,909
−HK$4,962/mo
Today · 4.125%
HK$166,871
baseline
▲ 0.50% · 4.625%
HK$177,025
+HK$10,154/mo
Deposit HK$3.83M · loan HK$34.43M · min. income ≈ HK$333,742/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,688
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$179,373
−HK$4,753/mo
Today · 4.125%
HK$184,126
baseline
▲ 0.50% · 4.625%
HK$193,831
+HK$9,705/mo
Deposit HK$3.83M · loan HK$34.43M · min. income ≈ HK$368,252/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,625,921 · Scale 2, in force from 26 Feb 2026)