LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,252
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,966
−HK$2,757/mo
Today · 4.125%
HK$92,723
baseline
▲ 0.50% · 4.625%
HK$98,365
+HK$5,642/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$185,446/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,067
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,670
−HK$2,641/mo
Today · 4.125%
HK$102,311
baseline
▲ 0.50% · 4.625%
HK$107,704
+HK$5,393/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$204,622/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,702
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$107,959
−HK$3,309/mo
Today · 4.125%
HK$111,268
baseline
▲ 0.50% · 4.625%
HK$118,039
+HK$6,771/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$222,536/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,480
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$119,604
−HK$3,169/mo
Today · 4.125%
HK$122,773
baseline
▲ 0.50% · 4.625%
HK$129,245
+HK$6,472/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$245,546/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,153
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$125,952
−HK$3,861/mo
Today · 4.125%
HK$129,813
baseline
▲ 0.50% · 4.625%
HK$137,712
+HK$7,899/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$259,626/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,894
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,538
−HK$3,698/mo
Today · 4.125%
HK$143,236
baseline
▲ 0.50% · 4.625%
HK$150,786
+HK$7,550/mo
Deposit HK$11.48M · loan HK$26.78M · min. income ≈ HK$286,472/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,054
−HK$9,848/mo
▼ 0.25% · 3.875%
HK$161,939
−HK$4,963/mo
Today · 4.125%
HK$166,902
baseline
▲ 0.50% · 4.625%
HK$177,058
+HK$10,156/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$333,804/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,721
−HK$9,439/mo
▼ 0.25% · 3.875%
HK$179,406
−HK$4,754/mo
Today · 4.125%
HK$184,160
baseline
▲ 0.50% · 4.625%
HK$193,868
+HK$9,708/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$368,320/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,226 · Scale 2, in force from 26 Feb 2026)