LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,255
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,969
−HK$2,757/mo
Today · 4.125%
HK$92,726
baseline
▲ 0.50% · 4.625%
HK$98,368
+HK$5,642/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$185,452/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,070
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,673
−HK$2,641/mo
Today · 4.125%
HK$102,314
baseline
▲ 0.50% · 4.625%
HK$107,707
+HK$5,393/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$204,628/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,705
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$107,962
−HK$3,309/mo
Today · 4.125%
HK$111,271
baseline
▲ 0.50% · 4.625%
HK$118,042
+HK$6,771/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$222,542/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,484
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$119,608
−HK$3,169/mo
Today · 4.125%
HK$122,777
baseline
▲ 0.50% · 4.625%
HK$129,249
+HK$6,472/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$245,554/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,156
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$125,956
−HK$3,861/mo
Today · 4.125%
HK$129,817
baseline
▲ 0.50% · 4.625%
HK$137,716
+HK$7,899/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$259,634/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,898
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,542
−HK$3,698/mo
Today · 4.125%
HK$143,240
baseline
▲ 0.50% · 4.625%
HK$150,790
+HK$7,550/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$286,480/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,058
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,944
−HK$4,963/mo
Today · 4.125%
HK$166,907
baseline
▲ 0.50% · 4.625%
HK$177,063
+HK$10,156/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$333,814/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,726
−HK$9,439/mo
▼ 0.25% · 3.875%
HK$179,412
−HK$4,753/mo
Today · 4.125%
HK$184,165
baseline
▲ 0.50% · 4.625%
HK$193,873
+HK$9,708/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$368,330/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)