LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,255
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,970
−HK$2,757/mo
Today · 4.125%
HK$92,727
baseline
▲ 0.50% · 4.625%
HK$98,369
+HK$5,642/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$185,454/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,071
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,674
−HK$2,641/mo
Today · 4.125%
HK$102,315
baseline
▲ 0.50% · 4.625%
HK$107,708
+HK$5,393/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$204,630/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,707
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$107,964
−HK$3,309/mo
Today · 4.125%
HK$111,273
baseline
▲ 0.50% · 4.625%
HK$118,043
+HK$6,770/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$222,546/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,485
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$119,609
−HK$3,169/mo
Today · 4.125%
HK$122,778
baseline
▲ 0.50% · 4.625%
HK$129,250
+HK$6,472/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$245,556/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,158
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$125,957
−HK$3,861/mo
Today · 4.125%
HK$129,818
baseline
▲ 0.50% · 4.625%
HK$137,717
+HK$7,899/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$259,636/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,899
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,544
−HK$3,697/mo
Today · 4.125%
HK$143,241
baseline
▲ 0.50% · 4.625%
HK$150,792
+HK$7,551/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$286,482/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,060
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,945
−HK$4,964/mo
Today · 4.125%
HK$166,909
baseline
▲ 0.50% · 4.625%
HK$177,065
+HK$10,156/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$333,818/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,727
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$179,414
−HK$4,753/mo
Today · 4.125%
HK$184,167
baseline
▲ 0.50% · 4.625%
HK$193,875
+HK$9,708/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$368,334/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,290 · Scale 2, in force from 26 Feb 2026)