LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,258
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,972
−HK$2,758/mo
Today · 4.125%
HK$92,730
baseline
▲ 0.50% · 4.625%
HK$98,372
+HK$5,642/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$185,460/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,073
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,677
−HK$2,641/mo
Today · 4.125%
HK$102,318
baseline
▲ 0.50% · 4.625%
HK$107,711
+HK$5,393/mo
Deposit HK$19.13M · loan HK$19.13M · min. income ≈ HK$204,636/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,709
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$107,966
−HK$3,309/mo
Today · 4.125%
HK$111,275
baseline
▲ 0.50% · 4.625%
HK$118,046
+HK$6,771/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$222,550/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,488
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$119,612
−HK$3,169/mo
Today · 4.125%
HK$122,781
baseline
▲ 0.50% · 4.625%
HK$129,253
+HK$6,472/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$245,562/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,161
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$125,961
−HK$3,860/mo
Today · 4.125%
HK$129,821
baseline
▲ 0.50% · 4.625%
HK$137,721
+HK$7,900/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$259,642/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,903
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,547
−HK$3,698/mo
Today · 4.125%
HK$143,245
baseline
▲ 0.50% · 4.625%
HK$150,796
+HK$7,551/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$286,490/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,064
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,949
−HK$4,964/mo
Today · 4.125%
HK$166,913
baseline
▲ 0.50% · 4.625%
HK$177,069
+HK$10,156/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$333,826/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,732
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$179,418
−HK$4,754/mo
Today · 4.125%
HK$184,172
baseline
▲ 0.50% · 4.625%
HK$193,880
+HK$9,708/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$368,344/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,331 · Scale 2, in force from 26 Feb 2026)