LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,266
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,980
−HK$2,758/mo
Today · 4.125%
HK$92,738
baseline
▲ 0.50% · 4.625%
HK$98,381
+HK$5,643/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$185,476/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,082
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,686
−HK$2,641/mo
Today · 4.125%
HK$102,327
baseline
▲ 0.50% · 4.625%
HK$107,721
+HK$5,394/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$204,654/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,719
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$107,976
−HK$3,310/mo
Today · 4.125%
HK$111,286
baseline
▲ 0.50% · 4.625%
HK$118,057
+HK$6,771/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$222,572/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,499
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$119,623
−HK$3,170/mo
Today · 4.125%
HK$122,793
baseline
▲ 0.50% · 4.625%
HK$129,265
+HK$6,472/mo
Deposit HK$15.31M · loan HK$22.96M · min. income ≈ HK$245,586/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,626,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,172
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$125,972
−HK$3,861/mo
Today · 4.125%
HK$129,833
baseline
▲ 0.50% · 4.625%
HK$137,733
+HK$7,900/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$259,666/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,915
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$139,560
−HK$3,698/mo
Today · 4.125%
HK$143,258
baseline
▲ 0.50% · 4.625%
HK$150,810
+HK$7,552/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$286,516/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,079
−HK$9,850/mo
▼ 0.25% · 3.875%
HK$161,965
−HK$4,964/mo
Today · 4.125%
HK$166,929
baseline
▲ 0.50% · 4.625%
HK$177,086
+HK$10,157/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$333,858/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,748
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$179,435
−HK$4,754/mo
Today · 4.125%
HK$184,189
baseline
▲ 0.50% · 4.625%
HK$193,898
+HK$9,709/mo
Deposit HK$3.83M · loan HK$34.44M · min. income ≈ HK$368,378/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,483 · Scale 2, in force from 26 Feb 2026)