LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,277
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,992
−HK$2,758/mo
Today · 4.125%
HK$92,750
baseline
▲ 0.50% · 4.625%
HK$98,394
+HK$5,644/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$185,500/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,095
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,699
−HK$2,642/mo
Today · 4.125%
HK$102,341
baseline
▲ 0.50% · 4.625%
HK$107,735
+HK$5,394/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$204,682/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,626,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,733
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$107,991
−HK$3,309/mo
Today · 4.125%
HK$111,300
baseline
▲ 0.50% · 4.625%
HK$118,073
+HK$6,773/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$222,600/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,626,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,514
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$119,639
−HK$3,170/mo
Today · 4.125%
HK$122,809
baseline
▲ 0.50% · 4.625%
HK$129,282
+HK$6,473/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$245,618/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,626,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,188
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$125,989
−HK$3,861/mo
Today · 4.125%
HK$129,850
baseline
▲ 0.50% · 4.625%
HK$137,752
+HK$7,902/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$259,700/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,933
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$139,579
−HK$3,698/mo
Today · 4.125%
HK$143,277
baseline
▲ 0.50% · 4.625%
HK$150,830
+HK$7,553/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$286,554/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,099
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$161,986
−HK$4,965/mo
Today · 4.125%
HK$166,951
baseline
▲ 0.50% · 4.625%
HK$177,109
+HK$10,158/mo
Deposit HK$3.83M · loan HK$34.45M · min. income ≈ HK$333,902/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,771
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$179,458
−HK$4,756/mo
Today · 4.125%
HK$184,214
baseline
▲ 0.50% · 4.625%
HK$193,924
+HK$9,710/mo
Deposit HK$3.83M · loan HK$34.45M · min. income ≈ HK$368,428/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,697 · Scale 2, in force from 26 Feb 2026)