LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,284
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$89,999
−HK$2,759/mo
Today · 4.125%
HK$92,758
baseline
▲ 0.50% · 4.625%
HK$98,402
+HK$5,644/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$185,516/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,626,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,103
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,707
−HK$2,642/mo
Today · 4.125%
HK$102,349
baseline
▲ 0.50% · 4.625%
HK$107,744
+HK$5,395/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$204,698/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,626,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,741
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$107,999
−HK$3,310/mo
Today · 4.125%
HK$111,309
baseline
▲ 0.50% · 4.625%
HK$118,082
+HK$6,773/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$222,618/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,626,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,523
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$119,648
−HK$3,171/mo
Today · 4.125%
HK$122,819
baseline
▲ 0.50% · 4.625%
HK$129,293
+HK$6,474/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$245,638/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,626,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,198
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$125,999
−HK$3,862/mo
Today · 4.125%
HK$129,861
baseline
▲ 0.50% · 4.625%
HK$137,762
+HK$7,901/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$259,722/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,944
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$139,590
−HK$3,699/mo
Today · 4.125%
HK$143,289
baseline
▲ 0.50% · 4.625%
HK$150,841
+HK$7,552/mo
Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$286,578/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,112
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$161,999
−HK$4,965/mo
Today · 4.125%
HK$166,964
baseline
▲ 0.50% · 4.625%
HK$177,123
+HK$10,159/mo
Deposit HK$3.83M · loan HK$34.45M · min. income ≈ HK$333,928/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,785
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$179,473
−HK$4,755/mo
Today · 4.125%
HK$184,228
baseline
▲ 0.50% · 4.625%
HK$193,939
+HK$9,711/mo
Deposit HK$3.83M · loan HK$34.45M · min. income ≈ HK$368,456/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,825 · Scale 2, in force from 26 Feb 2026)