LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,286
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$90,001
−HK$2,759/mo
Today · 4.125%
HK$92,760
baseline
▲ 0.50% · 4.625%
HK$98,404
+HK$5,644/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$185,520/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,626,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,105
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,709
−HK$2,642/mo
Today · 4.125%
HK$102,351
baseline
▲ 0.50% · 4.625%
HK$107,746
+HK$5,395/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$204,702/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,626,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,743
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$108,001
−HK$3,310/mo
Today · 4.125%
HK$111,311
baseline
▲ 0.50% · 4.625%
HK$118,085
+HK$6,774/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$222,622/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,626,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,526
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$119,651
−HK$3,170/mo
Today · 4.125%
HK$122,821
baseline
▲ 0.50% · 4.625%
HK$129,295
+HK$6,474/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$245,642/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,626,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,200
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$126,001
−HK$3,862/mo
Today · 4.125%
HK$129,863
baseline
▲ 0.50% · 4.625%
HK$137,765
+HK$7,902/mo
Deposit HK$11.48M · loan HK$26.80M · min. income ≈ HK$259,726/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,947
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$139,593
−HK$3,698/mo
Today · 4.125%
HK$143,291
baseline
▲ 0.50% · 4.625%
HK$150,845
+HK$7,554/mo
Deposit HK$11.48M · loan HK$26.80M · min. income ≈ HK$286,582/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,115
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$162,002
−HK$4,965/mo
Today · 4.125%
HK$166,967
baseline
▲ 0.50% · 4.625%
HK$177,127
+HK$10,160/mo
Deposit HK$3.83M · loan HK$34.45M · min. income ≈ HK$333,934/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,789
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$179,476
−HK$4,756/mo
Today · 4.125%
HK$184,232
baseline
▲ 0.50% · 4.625%
HK$193,943
+HK$9,711/mo
Deposit HK$3.83M · loan HK$34.45M · min. income ≈ HK$368,464/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$1,626,859 · Scale 2, in force from 26 Feb 2026)