LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,295
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$90,010
−HK$2,759/mo
Today · 4.125%
HK$92,769
baseline
▲ 0.50% · 4.625%
HK$98,414
+HK$5,645/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$185,538/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,115
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$99,719
−HK$2,643/mo
Today · 4.125%
HK$102,362
baseline
▲ 0.50% · 4.625%
HK$107,757
+HK$5,395/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$204,724/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,754
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$108,012
−HK$3,311/mo
Today · 4.125%
HK$111,323
baseline
▲ 0.50% · 4.625%
HK$118,097
+HK$6,774/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$222,646/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,538
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$119,663
−HK$3,171/mo
Today · 4.125%
HK$122,834
baseline
▲ 0.50% · 4.625%
HK$129,309
+HK$6,475/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$245,668/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,213
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$126,014
−HK$3,863/mo
Today · 4.125%
HK$129,877
baseline
▲ 0.50% · 4.625%
HK$137,779
+HK$7,902/mo
Deposit HK$11.48M · loan HK$26.80M · min. income ≈ HK$259,754/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,961
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$139,607
−HK$3,699/mo
Today · 4.125%
HK$143,306
baseline
▲ 0.50% · 4.625%
HK$150,860
+HK$7,554/mo
Deposit HK$11.48M · loan HK$26.80M · min. income ≈ HK$286,612/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,131
−HK$9,853/mo
▼ 0.25% · 3.875%
HK$162,018
−HK$4,966/mo
Today · 4.125%
HK$166,984
baseline
▲ 0.50% · 4.625%
HK$177,145
+HK$10,161/mo
Deposit HK$3.83M · loan HK$34.45M · min. income ≈ HK$333,968/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,806
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$179,495
−HK$4,756/mo
Today · 4.125%
HK$184,251
baseline
▲ 0.50% · 4.625%
HK$193,963
+HK$9,712/mo
Deposit HK$3.83M · loan HK$34.45M · min. income ≈ HK$368,502/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,025 · Scale 2, in force from 26 Feb 2026)